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Quote Comparison

Compare Mortgage QuotesLenderRatePaymentFeesTotalBank A3.125%$2,398$2,400$866,680Bank B3.375%$2,456$1,800$885,960Bank C3.500%$2,495$3,200$901,400Bank D3.625%$2,534$2,100$914,340Potential Savings with Best Option:$47,660

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Mortgage Rate Forecast

Mortgage Rate Forecast30-Year Fixed8%7%6%5%4%3%Now202020212022202420252026HistoricalPredictedCurrent:6.85%Forecast:5.9%

Live mortgage rate projections based on treasury futures and historical trends

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Rent vs. Buy

Rent vs. BuyNet Worth$1.5M$1.2M$900k$600k$300k$0Year 6Yr 1Yr 15Yr 30BuyRent + investBuying wins afterYear 6

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Pre-Qual Calculator

Max Home Price$425,000Down Payment$85,000Monthly Payment$2,456Income AnalysisQ1Q2Q3Q4Financial DetailsAnnual Income$120,000Monthly Debt$850Credit Score740DTI Ratio28%Recommended Budget$425K

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Payment Calculator

Loan DetailsMonthly Payment$2,847Principal & InterestPayment BreakdownPrincipalInterestOther

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Closing Cost Calculator

Closing Cost BreakdownCash to CloseEstimated closing costs$20,5692.6% of price · separate from down pmtYou can shop$6,080title & settlement% of price2.6%of $800kWhere it goesLender fees$5,335Title & settlementSHOP$6,080Third-party$620Taxes & govt$3,325Prepaids & escrow(owed anyway)$6,489Total$20,569

Estimate your cash to close line by line — lender, title, taxes, and prepaids — and see which fees you can shop

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Refinance Analysis

Refinance ComparisonCurrent vs. New LoanCurrent LoanInterest Rate4.5%Monthly Payment$2,847Remaining Term25 yearsTotal Interest$254,200Total Cost$554,200New LoanInterest Rate3.25%Monthly Payment$2,456New Term30 yearsTotal Interest$184,160Savings$70,040

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